Speaker Biography

Denis Garand, Consultant, Canada

From 1981 to 2000 worked for a cooperative insurance company as Group Actuary, Director of Marketing and Vice-President of Group insurance as well as an advisor to developing cooperative insurers. From 2001, Denis had been an independent consultant, focusing on the Canadian group insurance industry and international microinsurance programs. Canadian assignments have included strategic reviews, capital management, training, product development, pricing, mergers, insurance company start up and the development of the first Canadian disability incidence study.

International assignments for BearingPoint, CGAP, ILO, ILO-STEP, GTZ, CCA and ICMIF have been in India, Pakistan, Nepal, Sri Lanka, Bangladesh, Philippines, Benin, Rwanda, and Barbados on all aspects of micro insurance.