Denis Garand, Consultant, CanadaGraduate of University of Manitoba in 1981, obtained FCIA and FSA in 1987. From 1981 to 2000 worked for a Canadian cooperative insurance company as Group Actuary, Director of Marketing and Vice-President of Group insurance as well as an advisor to developing cooperative insurers and an active participant in industry associations. From 2000, Denis had been an independent consultant, focusing on the Canadian group and creditor insurance industry and international micro insurance programs. - Canadian assignments have included strategic reviews, capital management, training, product development, pricing, mergers, insurance company start up and the development of the first Canadian disability incidence study.
- International assignments for BearingPoint, CGAP, ILO, ILO-STEP, GTZ, CCA , ICMIF and The World Bank have been in India, Pakistan, Bangladesh, Nepal, Sri Lanka, Benin, Uganda, Rwanda, Tanzania, Egypt, Philippines, and Barbados working on all aspects of micro insurance and creditor insurance . With a principal specialty in micro health insurance.
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