Agenda - 12th International Microinsurance Conference 2016

Colombo, Sri Lanka, 15-17 November 2016

  

  14 November 2016  

Ebony room
08.30

CEAR Academic Pre-Conference in Microinsurance 2016

The Center for the Economic Analysis of Risk organised an academic pre-conference in conjunction with the 12th International Microinsurance Conference. The pre-conference invited researchers to present findings and participate in panels on research methods to understand risk management choices of the poor. 

Jia Min Ng
CEAR Scholar, CEAR - Georgia State University
United States

Julian Hochscherf
University of Hohenheim
Germany

Kanchana Wickramasinghe
Research Economist, Institute of Policy Studies
Sri Lanka

Keynote
Michael Carter
Professor of Agricultural and Resource Economics, UC Davis
United States

Facilitator Glenn Harrison
C.V. Starr Chair of Risk Management & Insurance Director, Center for the Economic Analysis of Risk (CEAR) - Georgia State University
United States

Ivy room 1
08.30
 

ILO's Microinsurance Training 1: Managing microinsurance distribution

Distribution is a particularly important question for those looking to deliver insurance to low-income people. With low margins, insurers need to find low-cost channels that can reach clients in large numbers. These challenges mean that insurers need to think differently about microinsurance distribution. This session helped equip insurers with a good understanding of the wide range of distribution possibilities, and provide them with tools and knowledge needed to establish and manage a distribution strategy.  

> Download presentation

Ivy room 3
08.30

ILO's Microinsurance Training 2: Building sustainable agriculture insurance

Agriculture insurance is a key tool in assisting farmers, herders, and governments to lessen the negative financial impact of adverse natural events and move out of poverty. However, despite its potential for providing rural households with benefits both on the protective and productive side, offering agriculture insurance in a sustainable way continues to be a challenge, with many pilot schemes unable to scale up. This seminar helped insurance practitioners and other players new to agriculture insurance to gain insights into farmers' needs and behaviour, and how these can be translated into quality products and relevant processes. The seminar also examined the requirements needed to make the insurance value chain efficient for scaling up, and look into emerging models and good practices in agriculture insurance.  

> Download presentation

Atrium
18.00
End of pre-conference sessions  

 

 

  15 November 2016  

Foyer of the oak room
08:00

Registration
 

 

Foyer of the oak room
08:30

Exhibition

 
 

 

Ivy room 1
08:30
 

The ILO's Impact Insurance Forum

Becoming a digital insurer
The ILO’s Impact Insurance Forum provided an interactive and open environment for discussing lessons learned and exchanging experiences on forefront issues confronting practitioners working in inclusive insurance. This year’s forum focused on the topic "Becoming a digital insurer”. It explored the various digital tools and technology that can be used to improve insurance solutions for emerging markets. It will focus on how to improve customer experience, automate business processes and use data better so that insurance providers can make the most of their investments to achieve high uptake and sustained customer use. The Forum also explored what insurance practitioners can do to start the digital journey and to ensure that customer risks are mitigated along the process.
  
> Download presentation

Ivy room 3
08:30

7th Consultative Forum - Hosted by IAIS/A2ii/Microinsurance Network The role of mutuals, cooperatives and community-based organisations (MCCOs) in inclusive insurance markets
The half day Consultative Forum took place alongside the 12th International Microinsurance Conference and focused on the role of MCCOs in providing insurance access to low-income populations in the Asian Region and the related regulatory challenges and advances. The objective of the Consultative Forum is to bring about a dialogue between supervisors and the industry; such a dialogue is critical in fostering knowledge and sound policymaking in the field of inclusive insurance. 
  
> Download presentation

Atrium
10:30

 Coffee break

 

Oak room
11:00
Press conference
 
 

Atrium
12:30

Lunch

 

Oak room
14:00

Opening ceremony

Welcome remarks
Dirk Pereira
President, Insurance Association of Sri Lanka
Sri Lanka

Thomas Loster
Chairman, Munich Re Foundation
Germany

Michael McCord
Chairman of the Board, Microinsurance Network
Luxembourg

Indrani Sugathadasa
Chairperson, Insurance Board
Sri Lanka

Keynote: Economic, technological and political / regulatory developments within the developing insurance markets
Rohan Sachdev

Global Emerging Markets Insurance Leader, Ernst & Young
India

Speech of the Chief Guest
Ravi Karunanayake
Finance Minister
Sri Lanka
Atrium
16:00
 Coffee break  
Oak room 
16:30
Plenary 1 - Drivers of growth Hosted by the Microinsurance Network
Camilo Casals
Business Development Advisor, RIMANSI
Philippines


Ashish Kumar Bhutani

Joint Secretary (Credit & Coop.), Ministry of Agriculture & Farmers Welfare
India

Quentin Gisserot
Project manager - emerging consumers, Axa
France

Chinthana Jayasekara
Head of Group Business Development/ Group Business Operations, Dialog
Sri Lanka

Firdaus Djaelani
CEO, Financial Service Authority
Indonesia

Facilitator
Craig Churchill
Head, ILO's Impact Insurance Facility
Switzerland
> Download presentation

Atrium
19:30
 Welcome cocktails  

 

 

  16 November 2016  

Foyer of the oak room
08:30

Exhibition

 

Oak room
08:30
 

Plenary 2 - InsuResilience: Insuring the poor against climate risks

 

Hosted by BMZ / InsuResilience
In 2015, the G7 - under German presidency - launched the InsuResilience Initiative that aims to reach an additional 400 million poor people with insurance coverage against the risks of climate change by 2020. Out of these 400 million, InsuResilience aims to reach 100 million poor beneficiaries through direct insurance schemes.

Arup Chatterjee
Principal Financial Sector Specialist, Asian Development Bank
Philippines
> Download presentation 

Volker Hey
Senior Policy Officer, Federal Ministry for Economic Cooperation and Development (BMZ)
Germany
> Download presentation

Normunds Mizis
Regional Manager Euroasia, BlueOrchard
Switzerland
> Download presentation

Vipul Sekhsaria
Head – Insurance Initiatives, IFMR
India
> Download presentation

Dr P A Kiriwandeniya
Founder/Chairman, Sanasa Movement
Sri Lanka
> Download presentation

Sonu Agrawal
Founder and Managing Director, Weather Risk
India
> Download presentation

Facilitator
Ulrich Hess
Senior Advisor, GIZ
Germany
> Download presentation

Ivy room 3
08:30

Meeting room for members of the Microinsurance Network 

 

Atrium
10:30

Coffee break 

 

Oak room
11:00

 

Parallel session 1 - The landscape of microinsurance in Sri Lanka 

 

Hosted by IASL

Results of the study
Jenny Nasr
Senior Development Coordinator, Microinsurance Network
Luxembourg
> Download presentation 

Microinsurance mechanism to improve social inclusion in Sri Lanka
Dinesh Fernando
Lecturer, University of Sabaragamuwa
Sri Lanka

Chandula Abeywickrama
Chairman of the Board of Governors, Banking with the Poor Network
Sri Lanka

Samadani Kiriwandeniya
Chairperson, Sanasa Development Bank
Sri Lanka
> Download presentation 

Facilitator
Dirk Pereira
President, Insurance Association of Sri Lanka
Sri Lanka

Ivy room 
11:00

Parallel session 2 - Technology

Aadhar enabled administration of health insurance program in Sikkim, India
Pompy Sridhar
Consultant, Manipal Group
India
> Download presentation 

Livestock insurance challenges and the way out
Balachandran M K
Assistant Vice President, HDFC ERGO
India
> Download presentation

Harnessing the InsurTech hype for microinsurance
Tyler Tappendorf
General Manager: Country Operations, Inclusivity Solutions
South Africa
> Download presentation

Facilitator
Peter Wrede
Senior Insurance Specialist, World Bank Group
United States

Cedar room
11:00
 

Parallel session 3 - Creating an enabling environment
 

Hosted by a2ii
More than a decade has passed since the first microinsurance regulations were introduced in India, the Philippines, Peru and Mexico (2005-2007) and important insights have been gained on what constitutes effective regulation and supervision. At the same time, supervisors have to react to a rapidly changing environment, with insurance being increasingly sold by new types of agents and as products being bundled with other financial and non-financial services. This has a severe impact on the supervisors’ ability to regulate and creates new frontiers in consumer protection.

Michael Andoh
Head of Supervision, National Insurance Commission
Ghana

Peter van den Broeke
Member of the Secretariat, IAIS
Switzerland
> Download presentation

Michael McCord
Chairman of the Board, Microinsurance Network
Luxembourg

Lorenzo Chan
President, Pioneer Life Inc.
Philippines
> Download presentation

Facilitator
Hannah Grant
Head of Secretariat, Access to Insurance Initiative (a2ii)
Switzerland
> Download presentation
Ebony room 11:00
 
Parallel session 4 - Insurance combined with other financial products
 

Are low-income households ready for a financial planning culture?
Isabelle Delpeche
Director, Alternative Insurance Company
Haiti
> Download presentation

SiPINTAR - A case study of a hybrid product combining microinsurance and micro-investments as part of the national financial inclusion strategy
Jakub Nugraha
Division Head of Microinsurance, PT Asuransi Central Asia
Indonesia
> Download presentation

Tea industry value chain insurance
Saagar Khimasia
Business Solutions Manager, APA Insurance Ltd
Kenya
> Download presentation

Facilitator
Andrea Keenan
Senior Managing Director - Industry Relations, AM Best
United States 

Atrium
12:30

Lunch

 

Oak room
14:00
 

Parallel session 5 - Improving business processes     
 

Structural Claim Settlement Process, the key to earning the trust of policy holders/beneficiaries
Rehan Butt
Head of Business Development Asia, MicroEnsure
United Kingdom
> Download presentation

Increasing impact by overcoming fraud in microinsurance
Gilles Renouil
Director, Microinsurance, Women's World Banking
United States
> Download presentation

"For whom the bell tolls" - The current state of microinsurance - Learnings from Quantum Mechanics & the Periodic Table
Krishnan Venkatachalam
Head of Microinsurance, AIG - American Insurance Group
United States
> Download presentation

Facilitator
Michael McCord
President, Microinsurance Centre
United States

Ivy room 1

Parallel session 6 - Insurance against disasters

Area yield crop insurance, a key component for a sustainable agricultural development approach in Mali
Jonathan Boudreau
Project Manager, FADQDI
Canada
> Download presentation

Insurance as part of disaster risk reduction and response programme
Ayandev Saha
General Manager, K.M. Dastur Reinsurance Brokers Pvt. Ltd.
India
> Download presentation

Scaling up agriculture insurance in Zambia
Agrotosh Mookerjee
Consultant Actuary, Risk Shield Consultants
Zambia
> Download presentation

Floating homes to prevent losses
Prof. Elisabeth English
University of Waterloo
Canada
> Download presentation

Facilitator
Dirk Reinhard
Vice Chairman, Munich Re Foundation
Germany

Cedar room
14:00

Parallel session 7 - Actuarial capacity and the implications for regulation
 

Hosted by the International Actuarial Association (IAA)
It is well-known that actuarial skills are limited in most developing insurance markets. Furthermore, the lack of suitably qualified people with actuarial skills is frequently considered a barrier to the development of financially sound inclusive insurance markets. The International Actuarial Association, through its MI Working Group, has long recognized the need to develop actuarial capacity for inclusive insurance markets.


Building actuarial capacity for inclusive insurance markets
Nigel Bowman
Chair of the Microinsurance Working Group, International Actuarial Association
Canada
> Download presentation

Peter van den Broeke
Member of the Secretariat, IAIS
Switzerland
> Download presentation

Henry Yan
Chair of Microinsurance Working Group, Institute and Faculty of Actuaries
United Kingdom
> Download presentation

Facilitator
Denis Garand
President, Denis Garand and Assoc.
Canada
Ebony room
14:00
 
Parallel Session 8 - Unlocking demand: how to deliver value to your customers  

Hosted by ILO's Impact Insurance Facility
The session was designed to achieve an interactive session to help practitioners understand how they can increase the uptake and retention of their products and services by delivering value.

Geric Laude
President and CEO, Card Pioneer Microinsurance
Philippines
> Download presentation

Quentin Gisserot
Project manager - emerging consumers, Axa
France
> Download presentation

Facilitator
Aparna Dalal
Senior Research Officer, ILO
Hong Kong
> Download presentation

Atrium
16:00

Coffee break  

Oak room 
16:30             

Plenary 3 - Microinsurance: A business or a charity? Hosted by IASL/IIS

Peter Book
Head of Agriculture / Business Development Asia Pacific, Allianz Re
Singapore
> Download presentation

Manjula de Silva
Chairman, National Insurance Trust Fund
Sri Lanka
> Download presentation

Max Bergmann
Managing Director of BIMA Sri Lanka, BIMA
Sri Lanka
> Download presentation

Facilitator
Sivam Subramaniam
Editor-in-Chief, Asia Insurance Review
Singapore
Oak room
20:00
 Conference dinner  

 

 

  

  17 November 2016  

Foyer of the oak room 
08:30

Exhibition 

 

 

Oak room
08:30

Parallel session 9 - Mobile insurance
 

Innovative distribution models that increase outreach to emerging customers
Rehan Butt
Head of Business Development Asia, MicroEnsure
United Kingdom
> Download presentation 

Mitigating the risk of mobile insurance products: The Ghana case study
Michael Andoh
Head of Supervision, National Insurance Commission
Ghana
> Download presentation

BIMA and the “Pacific Way”. Mapping the BIMA journey in PNG and beyond
Simon Schwall
Project Manager - Pacific, BIMA
Israel
> Download presentation

Facilitator 
Herman Smit
Engagement Manager, Cenfri
South Africa
> Download presentation

Ivy room 1
08:30
 

Parallel session 10 - Developing index insurance markets in Asia



Hosted by the IFC / Global Index Insurance Facility (GIIF)


Farzana Chowdhury
Managing Director, Green Delta Insurance Company Limited
Bangladesh
> Download presentation

Bisma Subrata
Director, PT Reasuransi Maipark, Indonesia
Indonesia
> Download presentation

Indika Kiriwandeniya
General Manager, Sanasa Insurance Company
Sri Lanka
> Download presentation

Geric Laude
President and CEO, Card Pioneer Microinsurance
Philippines
> Download presentation

Facilitator
Vijay Kavalakonda
Sr. Financial Sector Specialist, World Bank Group
Indonesia
 

Cedar room 
08:30
 

Parallel session 11 - Women in inclusive insurance markets

Hosted by GIZ
The project “Women in Inclusive Insurance Markets” is a collaboration of the GIZ Sector Projects “Global Initiative for Access to Insurance” and “Development of Integrated Systems of Social Protection”, the GIZ regional project "Regulatory Frameworks for Pro Poor Insurance (RFPI)" in Asia; the International Finance Corporation (IFC), Women’s World Banking, and the Access to Insurance Initiative (A2ii).

Susanne Ziegler
Advisor, GIZ
India

Gilles Renouil
Director, Microinsurance, Women's World Banking
United States
> Download presentation

Peter Wrede
Senior Insurance Specialist, World Bank Group
United States
> Download presentation

Tripti Sethi
CEO, Vimo Sewa
India
> Download presentation

Facilitator
Anke Green
Advisor, Access to Insurance Initiative
Germany
> Download presentation

Ebony room
08:30

Parallel session 12 - (Social) Health
 

The role of Social Health Insurance in protecting low income and vulnerable people and its place within the broader health financing environment

Michael Weilant
Principal and Consulting Actuary, Miliman
United States

Dr. Amal Harsha De Silva
Deputy Director General (Medical Services), Ministry of Health, Nutrition and Indigenous Medicine
Sri Lanka


Facilitator

Denis Garand
President, Denis Garand and Assoc.
Canada
> Download presentation

Ivy room 3
08:30 

Meeting room available for members of the Microinsurance Network 

 

Atrium 
10:30

Coffee break

 

Oak room 
11:00

 

Parallel session 13 - New ideas in distribution beyond mobile

Common service center – rural financial mall in India
Balachandran M K
Assistant Vice President, HDFC ERGO
India
> Download presentation

Pawn shops, “Black belts”, wholesalers, and more: Pioneer’s lessons in innovative distribution
Lorenzo Chan
President, Pioneer Life Inc.
Philippines
> Download presentation

Retailers, brokers, funeral homes, churches, sports affinity groups and more: Hollard’s low-cost agency model
Pravin Kalpage
Head of direct, Hollard
South Africa
> Download presentation

Facilitator
Michael McCord
President, Microinsurance Centre
United States
Ivy room 
11:00
Parallel session 14 - Technology 2: Health  Hosted by the World Bank Group
The session explored to what extent technology driven innovations that are increasingly seen to shape the future of insurance will also have an impact on microinsurance. Over the last 12 months, “InsTech” had been announced as the long overdue update of old-fashioned insurance businesses, and has attracted 1 bn USD investment in the first half of 2016. None of this attention relates to microinsurance, but the objectives of InsTech – to provide new products to new customers in ways that increase their satisfaction while reducing cost – are the same objectives as those of microinsurance. Hence, convergence will benefit both sides: innovations in microinsurance can lead to better service provision to clients in developed countries, and tech-based innovations in conventional insurance can translate into breakthroughs in microinsurance.

Tyler Tappendorf

General Manager: Country Operations, Inclusivity Solutions
South Africa
> Download presentation

Biju Jacob
Chief Architect and Entrepreneur, Droit Health
India
> Download presentation

Jan Martin Hunderi
CEO & Founder, DDFinance
Norway
> Download presentation

Facilitator
Peter Wrede
Senior Insurance Specialist, World Bank Group
United States
> Download presentation 

Cedar room 
11:00
 

Parallel session 15 - Champions in financial performance management 

Hosted by the Microinsurance Network
The microinsurance landscape studies give us for the first time a representative in depth view of the state of the microinsurance sector. This increasing insight allows microinsurance practitioners to position themselves in relation to their peers and to use this information to improve their own performance. The session discussed case studies of organisations that are champions in defined microinsurance performance areas.

Isabelle Delpeche
Director, Alternative Insurance Company
Haiti

Masood Safdar Gill
Director, UPAP NRSP
Pakistan

Gayathri Sakthirajan
Chief Executive - People Mutuals, Social Security Initiative of DHAN Foundation
India

Facilitator
Bert Opdebeeck
Microinsurance Programme Coordinator, BRS
Belgium
> Download presentation

Ebony room 11:00
 

Parallel session 16 - Academic research
 

Adverse selection in micro-health insurance markets: evidence from a randomized control trial in Pakistan
Andreas Landmann
Postdoctoral Research Fellow, Paris School of Economics and J-PAL
France
> Download presentation

Evaluating the welfare of index insurance
Jia Min Ng
CEAR Scholar, CEAR - Georgia State University
United States
> Download presentation

Facilitator
Glenn Harrison
C.V. Starr Chair of Risk Management & Insurance Director, Center for the Economic Analysis of Risk (CEAR) - Georgia State University
United States

Atrium
12:30

Lunch

 

Oak room
14:00
 

Plenary 4 - Is this microinsurance´s UBER moment? 
 

Hosted by Cenfri
The WEF’s report on the future of financial services (2014) predicts that the insurance industry is the financial industry that will be most disrupted by technology. Disruptive technology has fundamentally changed other industries such as private transport (Uber) and accommodation (Airbnb), transforming them from provider-centric to consumer-centric operations. The session discussed if technology will do the same for insurance?


Kelvin Massingham
Regional Director, Hello Doctor (Sema Doc)
Kenya

Tang Loaec
P2P
China

Luc Noubissi
Senior Insurance Specialist, CIMA
Gabon

Facilitator
Doubell Chamberlain
Managing Director, Cenfri
South Africa
> Download presentation
Atrium
16:00
Coffee break   
Oak room
16:30
Conference close and next steps  Closing remarks

Jagath Alwis
Chairman of the Organizing Committee, Ceylinco Insurance
Sri Lanka

Damayanthi Fernando
Director General, Insurance Board of Sri Lanka
Sri Lanka

Michael McCord
Chairman of the Board, Microinsurance Network
Luxembourg

Welcome of the 13th International Microinsurance Conference

Eduardo Morón
President, Peruvian Association of Insurance Companies - APESEG
Peru

Facilitator
Dirk Reinhard
Vice Chairman, Munich Re Foundation
Germany 
Atrium
18:00
 End of conference  

 

 

 

  18 November 2016  

Ivy room 1
09.00

Annual General Assembly of the Microinsurance Network

> Members only

Ivy room 3
09.00
 

IAIS - Financial inclusion working group (FIWG)

> Members only

Atrium
13.00

Field trip

This field trip was organised by the Microinsurance Network, the Insurance Association of Sri Lanka (IASL) and Sanasa. It took participants to visit a cooperative society, meeting with agents and beneficiaries, to learn about the mechanism underpinning the products on offer and the processes by which they are sold, distributed and managed.

 

Share

 

International Conference on Inclusive Insurance

> more

 

Contact

> more

 

Links

> Bangladesh Insurance Association

> Microinsurance Network

 

Download conference reports

> more

 

Microinsurance Learning Sessions

> more

 

World Map of Microinsurance / Landscape studies

> more