Agenda (draft)

Hosted by ILO

Craig Churchill
Chief, ILO, Social Finance, Switzerland

Lisa Morgan
Technical Specialist, Actuary, ILO's Impact Insurance Facility, Switzerland

Pranav Prashad
Senior Technical Officer – Impact Insurance Facility, ILO, Switzerland, Switzerland

This pre-conference session aims at providing an introduction to key challenges and opportunities of inclusive insurance. It will create a space to network especially among those who are new to the topic as well as to the International Conference on Inclusive Insurance.

Hosted by a2ii, CGAP, Microinsurance Network, IAIS

Speakers:

Adriana Dolores Villacrés Vanegas
Business and Channels Manager - Quito, Aseguradora del Sur, Ecuador

Luciana Dall’Agnol
Superintendent of Sustainability, CNseg, Brazil.

María Paulina Vela Zambrano
President, Junta de Política y Regulación Financiera, Ecuador

Anaar Kara
Senior Financial Sector Specialist, CGAP, France

Antonique Koning
Senior Financial Sector Specialist, CGAP, Belgium

Tomás Soley Pérez
Superintendent General of Insurance and Securities, Superintendencia General de Seguros (SUGESE), Costa Rica

Facilitator:

Matthew  Genazzini
Executive Director, Microinsurance Network, Luxembourg 

Globally, over 3 billion people remain underinsured or completely outside formal insurance systems, particularly in emerging markets and developing economies (EMDEs). Inclusive insurance, which aims to make insurance accessible to low-income and vulnerable populations, plays a critical role in improving financial resilience, economic stability, and sustainable development.

Despite advancements, major barriers persist: lack of tailored products, affordability issues, limited distribution channels, regulatory gaps, and low awareness and trust, all of which leading to reluctance at the side of inclusive insurance actors and low uptake by this consumer segment. 

This Consultative Forum will explore how public and private stakeholders can shift from identifying constraints to activating solutions, focusing on policy and regulatory levers that unlock scale, innovation, and sustainability in inclusive insurance. The objective is to jointly assess real-world incentives that foster a more enabling environment, encouraging insurer participation, safeguarding consumers, and supporting long-term market growth.

Hosted by UNDP
 

Speakers:

Edgar Aguilar
Value Chain Resilience Specialist, UNDP Insurance and Risk Finance Facility, Italy

Enock Sing’oei
Agricultural Insurance Specialist, UNDP Insurance and Risk Finance Facility, Italy

Ajaykaran Singh
National Project Coordinator, UNDP, India

Facilitator:

Jorge Morillo
National Project Officer, UNDP Insurance and Risk Finance Facility, Ecuador

Over 500 million smallholder farmers are highly exposed to climate risks, yet the majority lack access to financial protection. Institutionalizing agricultural insurance — that is, formally integrating it into government policies, regulations, programmes and financing frameworks — is critical to scaling inclusive solutions that build farmers’ resilience, protect rural livelihoods and safeguard food systems. 

This interactive training session will explore how governments can embed agricultural insurance within their broader development agendas to ensure scale and sustainability. Drawing on UNDP’s Financial Resilience in Agriculture (FRA) approach and aggregated data from 20 countries that have implemented agricultural insurance at scale, it will explore how governments can align four key pillars — policy, regulation, programmes and financing—into a coordinated, long-term strategy for inclusive agricultural insurance. 

This hands-on session blends technical guidance with real-world insights from countries that have successfully institutionalized agricultural insurance through policy reform, regulatory innovation & public-private partnerships. The training will feature a panel-style segment with speakers from three countries.

Participants will: 

• Learn about the four pillars of the Integrated Agriculture Insurance Agenda & why integration matters. 
• Explore practical steps governments can take to initiate or deepen institutionalization processes. 
• Hear directly from India & Colombia about political buy-in, cross-sector collaboration & lessons learned. 
• Engage in a rapid diagnostic exercise to assess enabling conditions & institutional maturity in their own contexts. 
• Join breakout groups to design country-specific pathways toward institutionalization, using FRA planning tools. 
• Exchange strategies, peer insights & implementation tips through a dynamic knowledge marketplace.

Hosted by FIDES

Speakers:

TBC

Facilitator:

TBC

The event will feature selected FIDES member countries that have relevant experience in this area. The focus will be on presenting the progress and challenges of inclusive insurance and microinsurance across the region.

Keynote:

Daniel Noboa, President of Ecuador

Welcome notes:

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FEDESEG, Ecuador

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Junta de Política y Regulación Financiera, Ecuador

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Superintendencia de Compañías, Valores y Seguros

Renate Bleich
Chair, Munich Re Foundation, Germany

Matthew Genazzini
Executive Director, Microinsurance Network, Luxembourg

Hosted by Microinsurance Network

Presentation of the findings of the Microinsurance Landscape:

Nicolas Morales
Regional Manager for Latin America and the Caribbean, Microinsurance Network, Colombia

Sara Orozco
Landscape Programme Coordinator, Microinsurance Network 

Panel discussion:

Speakers:

Claudia Velez
Secretary General, Inter-American Federation of Insurance Companies (FIDES), Switzerland

Catalina Pazos
Member of the Financial Policy and Regulatory Board, Ecuador

Laura Rosado
Head of Strategy and Performance Management, AXA EssentiALL, France

Regina Simoes
Inclusive Insurance Expert, Brazil

Facilitator:

Andrea Keenan
EVP and Chief Strategy Officer, AM Best, USA

This session marks the official launch of the 2025 Landscape LATAC Report, which provides a detailed analysis of inclusive insurance trends in Latin America and the Caribbean. Using the latest regional data, the report will highlight key findings relating to product types, outreach and coverage, regulatory developments and innovations in design and distribution. It provides a clear overview of the evolution of inclusive insurance in LATAC and its implications for financial inclusion and resilience.

The session will also introduce the new Landscape of Microinsurance website, which features an interactive Data Hub and Resources Hub designed to make Landscape data more accessible and actionable. The Data Hub enables users to explore historical trends, perform comparative analyses and derive insights by country, region or theme.

A high-level panel of stakeholders will discuss how this new approach to data and analysis can inform decision-making processes, strategy development, and investment catalysation. The session will conclude with a call to action, inviting participants to contribute to the future of the Landscape through data sharing, platform utilisation, and collaboration.

Hosted by FEDESEG
Speakers:

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Facilitator:

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This session will present the initiatives already underway in the Ecuadorian market to promote protection through microinsurance. Adopting a dynamic format, it will emphasise management models, channel development and maintenance, and technological advances that provide support.

Hosted by UN Sustainable Development Solutions Network (SDSN)

Speakers:

Shelly Habecker
VP, Global Life & Health Sustainability Co-Lead, Swiss Re, USA

Arpita Das
Founder and Director, Impact Actuarial, Ireland

David Terán
Head of Regulatory Affairs and Reporting, Group Risk Management, Hannover Re, Germany

Edoardo Totolo
Vice President of Research and Programs, Center for Financial Inclusion, USA

Facilitator:

Lorcan Hall
Senior Advisor, SDG Academy, UN Sustainable Development Solutions Network (SDSN), Ireland

The insurance industry is a cornerstone of the global financial system. Its unique risk management and financial risk transfer capabilities are crucial in helping households, businesses and governments to navigate risks more effectively, build resilience and transition to more sustainable practices. However, insurance receives very little explicit attention in development agendas and frameworks. This lack of recognition contrasts sharply with the considerable focus given to other meaningful components of the global financial system, such as banking and investing.

In April 2025, the UN Sustainable Development Solutions Network published a Position Paper that investigated why the industry’s strengths received limited attention in UN multilateral development agreements, explored how to incorporate discussions around risk, resilience, and insurance into mainstream discourse, and presented ways in which the public and private sectors could increase their use of insurance solutions in development efforts. Forty-two in-depth research interviews were conducted with senior administrators and executives in global roles in both the public and private sectors for this study. The synthesised findings are presented as 11 design principles and 18 actionable recommendations.

Hosted by Microinsurance Master

Speakers:

Carolina Losada Angel
Founder & CEO, Seguros TúPrimero, Colombia

Raul Alejandro Monroy Narváez
Chief Strategy Officer (CSO) Alternative Channels / VP Personal Lines and Alternative Channels, SBS Seguros Colombia, Colombia

Julio Flores Coca
President SERINSA & General Manager, Financiera FDL, Nicaragua

Facilitator:

Bert Opdebeeck
Founder, Microinsurance Master, Belgium

This session will present concrete microinsurance business cases from three distinct types of organisation across the insurance value chain in Latin America: an insurer, a distributor and an inclusive insurtech.

Each organisation will provide an honest, practical overview of their journey, including their microinsurance business model, client value proposition and key milestones and performance metrics (e.g. outreach and claims ratio).

We will then identify commonalities and differences in their approaches and address questions such as:

• What are the critical success factors, both shared and specific to their operating model?
• How do client needs and propositions differ by provider type?
• What country-specific differences and commonalities have shaped their growth?
• What broader lessons can be drawn from LATAM compared to other emerging markets?

Hosted by VisionFund International

Speakers:

Théo Dervaux
Insurance Operations Director, VisionFund, France

Raúl Coka Aguirre
Socio Director, Raúl Coka Barriga Insurance Broker, Ecuador

Edson Lima De Souza
Presidente Ejecutivo, Seguros del Pichincha, Ecuador

Facilitator:

Nataly Galan
Regional Insurance Manager in LATAM, VisionFund, Colombia

This session will present international examples of successful partnerships between insurance intermediaries, risk carriers, and microfinance institutions (MFIs), with a particular focus on the collaboration between VisionFund, Raul Coka, and Seguros del Pichincha in Ecuador. The session will highlight how this model creates a virtuous circle, providing meaningful solutions that benefit users and the broader ecosystem in which they operate, all within a sustainable framework.

Hosted by ILO and RUS

Speakers:

Belén Gómez
Board member Rio Uruguay Seguros & Board member of UNEP-FI’s Principles of Sustainable Insurance, Argentina

Luciana Dall'Agnol
Superintendent of Sustainability at CNseg, Brazil

Andrea Herrera
Project Manager, INMEDICAL, Ecuador

Laura Enriquez
Head of Social and Financial Inclusion, Bolivar Seguros

Facilitator:

Lisa Morgan
Technical Specialist, ILO's Impact Insurance Facility, Switzerland

This session will bring together global experts to explore how inclusive insurance can improve healthcare access for marginalised communities. The focus will be on case studies from Argentina, Brazil, Colombia and Ecuador. The session will examine innovative models that address the needs of women, transgender individuals, older adults and rural populations, and will foster dialogue around best practices, challenges and opportunities for regional cooperation.

Hosted by Blue Marble

Speakers:

Nicolas Gonzalez
Head of Latin America, Blue Marble, Colombia

Laura Schaefer
Project Manager, InsuResilience Solutions Fund, Germany

Alejandra Díaz Agudelo
Director of Sustainability, Davivienda Bank and Seguros Bolívar, Colombia

Mónica Rangel Cobos
Director of Channels, FINAGRO (Government financial institution), Colombia.

Facilitator:

Alvaro Espinel Pardo
Blue Marble, Business Development Manager Latin America, USA

The InsuResilience Solution Fund (ISF) plays a pivotal role in developing inclusive insurance, bridging the gap between the public and private sectors, addressing systemic market failures and enabling innovation through catalytic funding. Its priorities, such as financial inclusion, climate resilience and sustainable development, are aligned with the objectives of the Café Seguro programme, a climate parametric insurance scheme that benefits smallholder coffee producers in Colombia and Peru. In this interactive discussion, the panellists will explore why the ISF decided to fund the Café Seguro scheme from 2022 onwards, how the ISF's funding for Café Seguro has evolved over the years, and which key performance indicators and reporting methods have facilitated clear communication and coordination among stakeholders. They will also share lessons learned from the almost three-year partnership and discuss the programme's future expansion from Colombia to Peru with the ISF's support.

Hosted by RUS

Speakers:

Belén Gómez
Board member Rio Uruguay Seguros & Board member of UNEP-FI’s Principles of Sustainable Insurance, Argentina

Natalia Lopez Uris
Senior Advisor Inclusive Insurance Projects, Rio Uruguay Seguros, Argentina

Pilar Santamaría López
Alliances and Massive Channel Leader, AXA COLPATRIA, Colombia

Facilitator: 

Laura Rosado
Head of Strategy and Performance Management, AXA ESSENTIALL, France

The session will feature:

• An introductory overview of the current gender gap landscape in Latin America, with key insights from the Landscape of Inclusive Insurance (MiN) used to frame the discussion.
• The main findings of the Gender Report on Argentina’s insurance market, which was jointly developed by the SSN and A2ii, will be presented. The FeMa-Meter tool will be introduced, with A2ii providing context and RUS sharing practical experience of integrating the tool into its operational cycle.
• There will be an exploration of the 'Superadoras' experience and RUS's initiatives in designing insurance solutions tailored for women.
• The programme’s development and growth journey will be presented, with a focus on product design, a customer-centric claims experience and its impact on women's financial inclusion.

The session will conclude with clear and actionable recommendations for supervisors, insurers, intermediaries and stakeholders to drive gender-inclusive practices across the insurance value chain.

Hosted by Microinsurance Centre at Milliman

Speakers:

Gideon Ataraire
Africa Growth Lead, IBISA, Ghana

Maryann Knowles
Chief Operations Officer, Lumkani, South Africa

Andrea Camargo
Senior Insurance Specialist, World Food Programme, Italy

Facilitator:

Michael McCord
Managing Director, Microinsurance Centre at Milliman, USA

As there are often barriers to sustainability in climate risk insurance, there are limited examples of holistic climate insurance that have been scaled up and/or are on track to become sustainable. Our aim is to host a session that meets the following objectives:

1. To highlight the benefits of holistic climate risk insurance by presenting three unique examples of ecosystems of climate risk management created to benefit low-income and vulnerable populations.

2. To engage the audience through interactive activities focusing on idea sharing and generation.

Learning outcomes include:

• Increased awareness of diverse examples of holistic climate risk insurance that combine risk reduction, risk retention and risk transfer strategies.
• Understanding of the key strategic decisions and best practices that resulted in the holistic examples being on track for sustainability and scalability.
• A broad range of ideas for improving your product design or partnerships to address the risk management needs of your target market more comprehensively.

Hosted by FinProbity Solutions

Speakers:

Lorenzo Chan
CEO, Pioneer Insurance Group and Chair of the Board of the Microinsurance Network, Philippines

Farzanah Chowdhury
Managing Director, Green Delta, Bangladesh

Facilitators:

Lemmy Manje
CEO & Founder, FinProbity Solutions, Zambia

Anne Kamau
Co-Founder and Executive Director, AB Entheos, Kenya

This session aims to demonstrate how insurance providers can make inclusive insurance products viable and profitable, while offering superior value to their customers. It is designed for insurance professionals involved in product design and business modelling. It aims to demonstrate the importance of client-centricity in client discovery, product development, distribution, and customer journey mapping, and will feature insurance practitioners sharing their business strategies, including how client-centricity is integrated into their top- and bottom-line strategies. The workshop will address the following questions:

What business strategies can market players employ to achieve better results in the inclusive insurance business?

What organisational structure is ideal for promoting inclusive insurance within a company?

What sort of institutional culture and work style is ideal for a client-centric approach?

What sort of leadership is required to drive inclusive insurance?

The workshop will present case studies from around the world demonstrating the link between client-centricity and business viability. Insurance practitioners will also be invited to share their business strategies, including how they integrate client centricity into their top- and bottom-line strategies.

Hosted by UNDP

Speakers:

Steve White
Senior Actuary, Milliman, USA

Kamna Sharma
Additional Commissioner, India Ministry of Agriculture and Farmers’ Welfare, India

Rodrigo Ibarra
President, Ecuadorian Association of Actuaries, Ecuador

Munyaradzi Daka
CEO, Agro Consortium Uganda, Uganda

Julian Garcia
Vice President, Finagro, Colombia

Facilitator:

Enock Sing'oei
Agricultural Insurance Specialist, UNDP IRFF, Italy

In the face of rising climate risks, 80 per cent of smallholder farmers still lack access to reliable financial protection, leaving their livelihoods, food systems and rural economies vulnerable.

This session will bring together public and private sector leaders from Colombia, Ecuador, India and Uganda to explore institutional models and partnerships that are making inclusive agricultural and climate insurance markets a reality. Focusing on how countries are designing and scaling sustainable, affordable, digitally enabled insurance solutions for smallholder farmers and rural households, the panel is anchored by the UNDP-led Financial Resilience in Agriculture (FRA) initiative and the Global Actuarial Initiative (GAIN). The initiatives in Colombia, Ecuador, India and Uganda are insuring over 45 million smallholder farmers through innovative risk-sharing mechanisms delivered via a network of over 200 aggregation partners and agricultural value chain partners.

Hosted by J-PAL

Speakers:

Laura Rosado
Head of Strategy and Performance Management, AXA EssentiALL, France

Tyler Spencer
Policy Manager, J-PAL , USA

Facilitator:

Anaar Kara
Senior Financial Sector Specialist, France

Risk is a crucial dimension of people’s lives in low- and middle-income countries (LMICs), and insurance plays a significant role in how households manage their risk environment. However, insurance has often been overlooked, from research on specific insurance products to data collection on households’ financial vulnerability. Consequently, the insurance community lacks a unified framework to explain why insurance transforms lives in some contexts but not in others, the impacts of having (or not having) insurance on people’s lives, and what can be done to make it more appealing to the households that need it most. How can researchers, institutions, and practitioners collaborate to make insurance more affordable, accessible, and impactful on people’s lives? 

The session will be a 90-minute panel discussion involving academic experts, insurers, and development institutions. It will focus on lessons from two new research-related initiatives: the CGAP Pathfinder tool and the AXA and Abdul Latif Jameel Poverty Action Lab at MIT(J-PAL) inclusive insurance initiative. After introducing the methodologies and preliminary conclusions of these complementary tools, we will delve into research and research avenues. Key questions to be addressed include:  The global insurance gap:  What does experimental evidence tell us about the dominant constraints explaining households' lack of demand for insurance? 

What does it tell us about how access to insurance improves people’s financial health, resilience, and well-being? 

Systematic gaps in insurance research: 

Which insurance products, types of risks, and constraints are underrepresented in research relative to households’ and insurers’ portfolios? 

Why is that, and how can innovative data collection and investigation methods help? Investigation in informal contexts: How to design innovative insurance products for informal wage and self-employed workers? How to design insurance in contexts with pre-existing informal network risk-sharing?

Hosted by WFP

Speakers:

Beatriz Vaca
COO, MiCRO, Mexico

Bernardo Diaz
WFP, Programme Associate, Guatemala

Facilitator:

Leticia Gontijo Furst Goncalves
Disaster Risk Finance Consultant, WFP, Panama

This session will explore how proactive, inclusive and public-private partnership-based disaster risk financing can strengthen climate resilience at this pivotal moment.  From sovereign to community level, Latin America is pioneering models offering timely, scalable and cost-effective protection. These include macro-level insurance for governments, meso-level schemes for humanitarian organisations, municipalities, and cooperatives; and microinsurance schemes integrated with other financial instruments and services to protect smallholder farmers and informal workers.

Drawing on experiences led by the WFP in Central America and the Caribbean, this session will feature:

• WFP’s innovative use of insurance to finance operations and expand inclusive coverage.
• The Government of Guatemala's leadership in scaling up parametric insurance for smallholder farmers and joining CCRIF for sovereign protection.
• MiCRO’s pioneering approach to product design and outreach, reaching over 180,000 policyholders.
• CCRIF’s expansion beyond the Caribbean to Central America and its role in supporting integrated, sovereign-level coverage.

Hosted by AXA Climate

Speakers:

Nerea Vadillo
Public Sector Technical Lead, AXA Climate, France

Santiago Gonzalez
IDF Ecuador project manager, IDF, Ecuador

Carlos Lopez Moreira
Senior Policy Advisor, International Association of Insurance Supervisors (IAIS), Switzerland 

Pedro Pinheiro
Inclusive Insurance and Sovereign & Humanitarian Solutions WGs Coordinator, Microinsurance Network and Insurance Development Forum (IDF), Luxembourg/UK

Facilitator:

Jorge Morillo
Insurance Coordinator of Ecuador, UNDP, Ecuador

This session will explore how governments, regulators and development organisations are establishing the legal and operational framework for inclusive insurance markets, particularly for smallholder farmers. Drawing on experiences from Africa, Asia and Latin America, panellists will highlight progress in sovereign risk financing, public–private collaboration and national subsidy mechanisms.

In Latin America, where agricultural insurance penetration stands at just 0.6%, five TPAs have been launched. The session will present pilots in Ecuador and Colombia that have reached over 10,000 farmers, highlighting regional challenges and the need for legal reform.

Panelists will reflect on key questions: What governance models enable inclusive insurance to scale? How can national policies balance innovation, supervision, and affordability? How can countries ensure that premium support and data infrastructure serve both climate resilience and financial inclusion?

Hosted by ILO

Speakers:

Lourdes Del Carpio
Deputy Manager - Agricultural Insurance La Positiva Seguros, Peru

Francois Petousis
CEO, Lumkani, South Africa

Juan Manuel Barrera
Vicepresidente de Negocios Patrimoniales, Seguros Bolívar, Colombia

Faclitator:

Lisa Morgan
Technical Specialist, ILO’s Impact Insurance Facility, Switzerland

Uninsured risk can lead to financial setbacks and reduce resilience, thereby increasing the likelihood of persistent poverty. Insurance offers the potential to break part of this perpetuating cycle. However, although there has been growing interest in this area over the last 20 years, there is still a lack of insurance products that would effectively deliver value to clients and help build the resilience of underserved and unserved groups. On a more positive note, this also means that there are opportunities for insurers to contribute further to social and economic development and benefit from offering viable and responsible insurance solutions. In order to realise these opportunities, it is important to learn from past successes and failures in inclusive insurance.

From 2025 onwards, the ILO’s Impact Insurance Facility and Microinsurance Network will be packaging up their prior and ongoing research into a series called 'Learning from the Leaders'. Consisting of six core papers and related webinars, the series aims to generate and share practical knowledge to help overcome the key barriers identified in inclusive insurance. The series highlights success stories and actionable insights from industry leaders to help insurers enhance the value and viability of their products for underserved markets. Topics covered include improving profitability and distribution models, building technical capacity, making use of regulations, and better understanding and serving emerging consumers.

This session will build on the ongoing research by first presenting a synthesis of the main insights from the 'Learning from the Leaders' series. The speakers, who participated in the research, will share their successes and failures relating to the topics. Other examples from the research with leading insurers will also be shared, along with a brief overview of a review of the academic literature on the impact of inclusive insurance.

Hosted by AIP (Alianza Insurtech Panamericana)

Speakers:

Belén Gómez
Board member Rio Uruguay Seguros & Board member of UNEP-FI’s Principles of Sustainable Insurance, Argentina

Carolina Losada
Founder & CEO, Seguros TúPrimero, Colombia

Nathaly Vinueza
CEO, Warmy, Ecuador

Facilitator:

Rosa María Vélez
National Coordinator for Inclusive Insurance and Risk Financing, UNDP, Mexico

Although inclusive insurance has made significant strides in Latin America, access gaps persist, particularly among remote, low-income, and informal groups. This session brings together innovators who are demonstrating how technology can bridge these gaps when developed intentionally with people in mind from the outset.

We will share practical lessons from the field, including how trust has been built through simple digital tools such as WhatsApp and mobile wallets, how challenges in claims processes have been tackled without sacrificing empathy, and the critical role of organisational culture in driving real innovation.

The session will follow six key discussion themes, including:

• Purpose and client-centred design — how understanding real user needs has shaped tech solutions.
• Access and trust: exploring how digital channels became bridges rather than barriers.
• Simple but powerful solutions — the impact of low-cost, high-impact tools.
• Claims and process innovation — navigating operational pain points with empathy and efficiency; and Culture and organisational change — aligning teams across business, tech and operations.
• Culture and organisational change: aligning teams across business, tech, and operations.
• Ecosystem collaboration: why inclusive insurance depends on shared effort and partnership.

Hosted by Global Shield Secretariat
 

Speakers:

Momodou Foon
Former Minister of Finance, Senior Global Shield Consultant, The Gambia

Saoirse Jones
Global Head of Public Sector Solutions, Zurich Insurance, Zürich, Switzerland

Eduardo Morón
Chair of the Board, Associación Peruana de Empresas de Seguros, Peru

Tomás Soley Perez
Superintendent of the General Supervision of Insurance Costa Rica, Costa Rica

Facilitator:

Astrid Zwick
Co-Director, Global Shield Secretariat, Germany

This session will explore how inclusive insurance markets can be developed and expanded in practice, drawing on specific examples from Global Shield countries. The results of gap analyses and market investigations in each context will be a key focus, including assessments by the MiN. These analyses are essential to identifying opportunities for market development. These diagnostics inform the design of tailored guidance, targeted support for innovation and actionable strategies for advancing inclusive insurance.

Although inclusive insurance strategies are now a regular feature of development and donor-supported programmes, turning these strategies into real-world impact remains challenging. This panel will showcase how regulatory engagement, private sector involvement and innovative approaches — such as linking insurance to remittances — can support progress. It will also highlight lessons that can be applied across countries to support coordination and long-term sustainability.

By sharing the experiences of Costa Rica, Peru and The Gambia, the session will facilitate peer exchange between countries, generate actionable implementation guidance, identify enablers and barriers, and provide inspiration for others working to close the protection gap in the face of climate risk.

Hosted by CGAP
 

Speakers:

Paola Arias
Director, Banca de las Oportunidades, Colombia

David Symington
Policy Advisor, UNSGSA, USA

Carlos Lopez Moreira
Senior Policy Advisor, International Association of Insurance Supervisors (IAIS), Switzerland

Facilitator:

Anaar Kara
Senior Financial Sector Specialist, CGAP, France

In this session, we will explore the strategies and actions that policymakers have employed to facilitate the transition of inclusive insurance from a niche product to a mainstream financial service. We will present examples of policy commitments and their implementation, including processes, strategies and actions such as a tailored regulatory framework, robust data systems, intergovernmental coordination and effective subsidies.

We will also examine the negative impact on the development of inclusive insurance versus other financial services when insurance is not included in policy agendas.

With 2030 fast approaching and growing interest in the role of insurance in resilience and financial health, we will also explore new opportunities to further elevate inclusive insurance in policy and supervisory agendas.

Lastly, global policymakers – the stakeholders involved in shaping policies, rules and frameworks with international implications – could do more to support the global community as a whole.  Performance, impact and outreach data on inclusive insurance needs to be made available and transparent in order to support the case for inclusive insurance's value to key development agendas, especially at a time of rising climate risk.

Lorenzo Chan
CEO, Pioneer, The Philippines / Chair of the Board, Microinsurance Network, Luxemburg

Dirk Reinhard
Vice Chair, Munich Re Foundation

Patricio Salas
Executive Secretary, FEDESEG, Ecuador

TBC
Junta de Política y Regulación Financiera, Ecuador

TBC
Superintendencia de Compañías, Valores y Seguros

Welcome to the ICII 2026 - Africa

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Separate registration required:

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